Shahnawaz Kermali

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Pinnacle Wealth Management LLP
FRN 582859
- (16)Employed By (since 10 Feb 2026)
St. James's Place Wealth Management Plc
FRN 195351
- 4. Giving personal recommendations on retail investment products which are not broker funds
- CF30 Customer (since 16 Apr 2025)
- Appointed representative dealing with clients for which they require qualification (since 17 Mar 2025)
Howe Financial Advisers (no longer approved here)
FRN 822609
- (1)Employed By (16 Apr 2025 to 17 Feb 2026)
Santander UK Plc (no longer approved here)
FRN 106054
- [FCA CF] Functions requiring qualifications (12 Apr 2023 to 25 Feb 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.