Sarah Gerrard

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

TMG Direct Limited
FRN 786245
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 28 Sep 2024)
Melfinco Limited (no longer approved here)
FRN 759808
- Appointed representative dealing with clients for which they require qualification (3 Apr 2024 to 1 Oct 2024)
- [FCA CF] Functions requiring qualifications (3 Apr 2024 to 1 Oct 2024)
Premier Mortgages (North West) Limited (no longer approved here)
FRN 556587
- Appointed representative dealing with clients for which they require qualification (1 Apr 2022 to 29 Feb 2024)
- [FCA CF] Functions requiring qualifications (31 Jan 2022 to 1 Apr 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.