Sam Harding

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

First Complete Limited
FRN 435779
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 21 Feb 2024)
- CF1 Director (AR) (since 19 Jan 2024)
Oakwood Mortgages Limited
FRN 1006221
- (1)Employed By (since 19 Jan 2024)
PINNACLE FINANCE AND PROPERTY GROUP LIMITED (no longer approved here)
FRN 921813
- SMF3 Executive Director (16 Jun 2020 to 14 Nov 2025)
- [FCA CF] Functions requiring qualifications (16 Jun 2020 to 20 Feb 2024)
JULIAN HARRIS ADVISER NETWORK LIMITED (no longer approved here)
FRN 304155
- CF1 Director (AR) (28 Nov 2018 to 15 Jun 2020)
- CF4 Partner (AR) (16 Nov 2015 to 17 Dec 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.