Saher Zain

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Openwork Limited
FRN 408285
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 12 Sep 2025)
- CF30 Customer (since 21 Jul 2025)
Optasia Wealth Management Limited
FRN 216440
- (6)Employed By (since 21 Jul 2025)
Nationwide Building Society (no longer approved here)
FRN 106078
- [FCA CF] Functions requiring qualifications (6 Sep 2024 to 2 Aug 2025)
Santander UK Plc (no longer approved here)
FRN 106054
- [FCA CF] Functions requiring qualifications (31 Aug 2017 to 5 Nov 2020)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.