Ryan Martin Goulding

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Jones Regan Associates Ltd
FRN 1046859
- (5)Employed By (since 9 Feb 2026)
St. James's Place Wealth Management Plc
FRN 195351
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 14 May 2024)
- CF30 Customer (since 10 May 2024)
Jones Regan Wealth Management Ltd (no longer approved here)
FRN 484393
- (19)Employed By (10 Dec 2025 to 20 Mar 2026)
Cottons Financial Planning Limited (no longer approved here)
FRN 625649
- Employed By (10 May 2024 to 17 Dec 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.