Ryan James Joyce

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Stonebridge Mortgage Solutions Ltd
FRN 454811
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 30 Mar 2026)
OPTIMUM COMMERCIAL SOLUTIONS LTD
FRN 808754
- CF1 Director (AR) (since 16 Jan 2025)
The Quality Finance People Ltd
FRN 1023943
- (1)Employed By (since 16 Jan 2025)
Key Mortgages & Protection Ltd
FRN 953590
- (1)Employed By (since 11 Sep 2021)
First Complete Limited (no longer approved here)
FRN 435779
- Appointed representative dealing with clients for which they require qualification (16 Sep 2021 to 2 Apr 2026)
- CF1 Director (AR) (11 Sep 2021 to 2 Apr 2026)
Advance Mortgage Funding Limited (no longer approved here)
FRN 305008
- Appointed representative dealing with clients for which they require qualification (2 Jul 2021 to 16 Sep 2021)
Openwork Limited (no longer approved here)
FRN 408285
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 29 Jun 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.