Ross Gardner

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

RBC Investor Services Trust
FRN 435052
- SMF19 Head of Overseas Branch/Head of Overseas (since 12 May 2025)
- SMF24 Chief Operations (since 12 Jul 2023)
- SMF22 Other Local Responsibility (6 Jul 2016 to 12 Jul 2023)
RBC Europe Limited
FRN 124543
- SMF24 Chief Operations (since 7 Feb 2022)
- SMF18 Other Overall Responsibility (6 Jul 2016 to 7 Feb 2022)
Royal Bank of Canada
FRN 124783
- SMF24 Chief Operations (since 7 Feb 2022)
- SMF22 Other Local Responsibility (6 Jul 2016 to 7 Feb 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.