Richard William Waring

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Europa Group Limited
FRN 309794
- CF1 Director (AR) (since 4 Jun 2025)
- SMF1 Chief Executive (since 4 Nov 2022)
- Responsible for Insurance Distribution (since 4 Nov 2022)
- SMF3 Executive Director (since 9 Dec 2019)
One Quote Direct Insurance Services Ltd
FRN 477106
- (1)Employed By (since 4 Jun 2025)
EUROPA UNDERWRITING LIMITED
FRN 309796
- Responsible for Insurance Distribution (since 4 Nov 2022)
- SMF1 Chief Executive (since 4 Nov 2022)
- SMF3 Executive Director (since 9 Dec 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.