Richard William Andrew Ratcliffe

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

HSBC Alternative Investments Limited
FRN 170423
- [FCA CF] Client dealing (since 1 Aug 2023)
HSBC Global Asset Management (UK) Limited
FRN 122335
- [FCA CF] Client dealing (since 31 Mar 2023)
Mercer Limited (no longer approved here)
FRN 121935
- [FCA CF] Client dealing (9 Dec 2019 to 21 Dec 2022)
CREDIT SUISSE INTERNATIONAL (no longer approved here)
FRN 146702
- CF30 Customer (20 May 2009 to 4 Feb 2014)
JPMorgan Chase Bank, National Association (no longer approved here)
FRN 124491
- CF21 Investment Adviser (1 Dec 2001 to 23 May 2002)
J.P. Morgan Europe Limited (no longer approved here)
FRN 124579
- CF21 Investment Adviser (1 Dec 2001 to 23 May 2002)
J.P. Morgan Securities plc (no longer approved here)
FRN 155240
- CF21 Investment Adviser (1 Dec 2001 to 23 May 2002)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.