Richard Miller

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Age Partnership Limited
FRN 425432
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 12 Jan 2026)
BOWER RETIREMENT LIMITED (no longer approved here)
FRN 451607
- [FCA CF] Functions requiring qualifications (29 Jan 2024 to 9 Jan 2026)
Key Retirement Solutions Limited (no longer approved here)
FRN 224987
- Appointed representative dealing with clients for which they require qualification (9 Mar 2022 to 24 Oct 2023)
- [FCA CF] Functions requiring qualifications (1 Jul 2020 to 24 Oct 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.