Richard McDonald

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Titan Pensions & Investments Limited (no longer approved here)
FRN 143390
- SMF3 Executive Director (31 Mar 2023 to 9 Jan 2026)
- [FCA CF] Client dealing (9 Dec 2019 to 30 Mar 2026)
- [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Mar 2026)
- CF30 Customer (4 Jun 2013 to 8 Dec 2019)
Bank of Scotland plc (no longer approved here)
FRN 169628
- CF30 Customer (31 May 2012 to 11 Nov 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.