Richard Johnson

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Clydesdale Financial Services Limited
FRN 311753
- [FCA CF] Significant management (since 16 Jun 2025)
THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY (no longer approved here)
FRN 114724
- [FCA CF] Manager of certification employee (4 Aug 2022 to 1 Oct 2022)
- [FCA CF] Material risk taker (2 Apr 2018 to 19 Feb 2023)
Coutts & Company (no longer approved here)
FRN 122287
- [FCA CF] Manager of certification employee (4 Aug 2022 to 1 Oct 2022)
- [FCA CF] Material risk taker (25 Jun 2018 to 19 Feb 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.