Richard James Bowles

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Yorkshire Building Society
FRN 106085
- SMF4 Chief Risk (since 31 Jul 2024)
- SMF16 Compliance Oversight (since 31 Jul 2024)
Accord Mortgages Limited
FRN 305936
- SMF16 Compliance Oversight (since 31 Jul 2024)
- SMF4 Chief Risk (since 31 Jul 2024)
Norwich and Peterborough (LBS) Limited
FRN 454265
- SMF16 Compliance Oversight (since 31 Jul 2024)
ITL Mortgages Limited (no longer approved here)
FRN 302608
- [FCA CF] Significant management (28 Nov 2022 to 29 Feb 2024)
Godiva Mortgages Limited (no longer approved here)
FRN 457622
- [FCA CF] Significant management (28 Nov 2022 to 29 Feb 2024)
Coventry Building Society (no longer approved here)
FRN 150892
- SMF4 Chief Risk (21 Nov 2022 to 29 Feb 2024)
TSB Bank plc (no longer approved here)
FRN 191240
- SMF4 Chief Risk (24 May 2022 to 25 Nov 2022)
- SMF16 Compliance Oversight (24 May 2022 to 25 Nov 2022)
- [FCA CF] Material risk taker (1 Jan 2021 to 25 Nov 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.