Richard Gelder

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Standard Life Home Finance Limited
FRN 976892
- (5)[FCA CF] Significant management (since 12 May 2025)
Key Retirement Solutions Limited
FRN 224987
- [FCA CF] Significant management (since 28 Feb 2021)
more 2 life Ltd
FRN 459669
- [FCA CF] Significant management (since 9 Dec 2019)

Updates to this individual's record on the FCA register.

1 day ago
controlled function removed: [FCA CF] Significant management at Standard Life Home Finance Limited
1 day ago
controlled function added: (5)[FCA CF] Significant management at Standard Life Home Finance Limited

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.