Richard Duncan Spraget

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

St. James's Place Wealth Management Plc
FRN 195351
- 11. Pension transfer specialist
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 7. Giving personal recommendations on long-term care insurance contracts
- Appointed representative dealing with clients for which they require qualification (since 12 Feb 2021)
- CF30 Customer (since 10 Nov 2020)
- CF4 Partner (AR) (10 Nov 2020 to 9 Aug 2024)
- CF30 Customer (15 Jul 2013 to 31 Mar 2014)
Trowlock Wealth Management LLP
FRN 597650
- (9)Employed By (since 10 Nov 2020)
Wissenbach Wealth Management LLP (no longer approved here)
FRN 166024
- Employed By (15 Jul 2013 to 31 Mar 2014)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.