Richard Barry Howarth

Last updated
2 weeks ago
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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

  • Concept Financial Solutions Limited

    FRN 624547

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • [FCA CF] Client dealing (since 19 Feb 2025)
    • Responsible for Insurance Distribution (since 25 Mar 2020)
    • SMF3 Executive Director (since 25 Mar 2020)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Significant management (9 Dec 2019 to 7 Feb 2024)
    • [PRA CF] Key function holder (9 Dec 2019 to 7 Feb 2024)
    • [FCA CF] CASS oversight function (9 Dec 2019 to 7 Feb 2024)
    • CF30 Customer (1 Sep 2014 to 8 Dec 2019)
    • CF2 Non Executive Director (1 Sep 2014 to 25 Jan 2019)
  • Concept Financial Solutions Ltd (no longer approved here)

    FRN 524426

    • Employed By (2 Nov 2012 to 1 Sep 2014)
  • Santander UK Plc (no longer approved here)

    FRN 106054

    • CF30 Customer (6 Mar 2009 to 11 Sep 2012)
  • RLUM Limited (no longer approved here)

    FRN 144032

    • CF30 Customer (1 Nov 2007 to 9 Jan 2009)
    • CF22 Investment Adviser (Trainee) (19 Jun 2007 to 31 Oct 2007)

Recent activity

Updates to this individual's record on the FCA register.

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