Phillip John Rivers

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

ClearBank Limited
FRN 754568
- SMF7 Group Entity Senior Manager (since 25 Feb 2026)
- SMF24 Chief Operations (17 Jul 2024 to 25 Feb 2026)
Raisin Platforms Limited (no longer approved here)
FRN 813894
- SMF3 Executive Director (25 Nov 2021 to 13 Oct 2022)
Funding Circle Ltd (no longer approved here)
FRN 722513
- [FCA CF] Significant management (8 Feb 2021 to 25 Jun 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.