Philip Wildgust

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Responsible Life Limited
FRN 610205
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 3 Nov 2025)
- [FCA CF] Manager of certification employee (since 3 Nov 2025)
Key Retirement Solutions Limited (no longer approved here)
FRN 224987
- Appointed representative dealing with clients for which they require qualification (27 Mar 2023 to 29 Oct 2025)
- [FCA CF] Functions requiring qualifications (19 May 2022 to 29 Oct 2025)
First Complete Limited (no longer approved here)
FRN 435779
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 31 Mar 2022)
HSBC UK Bank Plc (no longer approved here)
FRN 765112
- [FCA CF] Functions requiring qualifications (1 Jul 2018 to 30 Oct 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.