Philip Raymond Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Scottish Widows Schroder Personal Wealth Limited (no longer approved here)
FRN 830170
- [FCA CF] Client dealing (1 May 2020 to 7 Apr 2021)
- [FCA CF] Functions requiring qualifications (1 May 2020 to 7 Apr 2021)
- CF30 Customer (17 Jun 2019 to 8 Dec 2019)
Lloyds Bank PLC (no longer approved here)
FRN 119278
- CF30 Customer (17 Sep 2012 to 3 Oct 2012)
- CF22 Investment Adviser (Trainee) (1 Dec 2001 to 31 Mar 2002)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.