Philip Michael Townsend

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

W.R. Berkley Europe AG
FRN 731011
- SMF19 Head of Overseas Branch/Head of Overseas (since 30 Mar 2022)
- SMF19 Head of Overseas Branch/Head of Overseas (6 Apr 2021 to 30 Mar 2022)
- SMF21 EEA Branch Senior Manager (EBSM) (3 Dec 2020 to 6 Apr 2021)
Berkley Re UK Limited (no longer approved here)
FRN 562200
- SMF17 Money Laundering Reporting Officer (MLRO) (30 Mar 2023 to 19 Dec 2025)
- SMF16 Compliance Oversight (9 Apr 2020 to 19 Dec 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.