Paul Richard Garbett

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Mortgage Advice Bureau (Derby) Limited
FRN 466154
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 21 May 2025)
Mortgage Advice Bureau Limited (no longer approved here)
FRN 455545
- Appointed representative dealing with clients for which they require qualification (31 Jan 2022 to 9 May 2025)
The Right Mortgage Limited (no longer approved here)
FRN 649443
- Appointed representative dealing with clients for which they require qualification (18 Jan 2021 to 2 Dec 2021)
NatWest Markets Plc (no longer approved here)
FRN 121882
- CF21 Investment Adviser (14 Nov 2003 to 6 Apr 2004)
- CF22 Investment Adviser (Trainee) (30 Apr 2002 to 14 Nov 2003)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.