Paul Michael Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

St. James's Place Wealth Management Plc
FRN 195351
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 31 Mar 2022)
- CF30 Customer (since 31 Jan 2022)
Mussard & Co Wealth Management Ltd
FRN 194006
- (3)Employed By (since 31 Jan 2022)

Updates to this individual's record on the FCA register.

13 hours ago
controlled function removed: Employed By at Mussard & Co Wealth Management Ltd
13 hours ago
controlled function added: (3)Employed By at Mussard & Co Wealth Management Ltd

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.