Patrick James Cairns

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Bank of Scotland plc (no longer approved here)
FRN 169628
- CF30 Customer (16 Sep 2011 to 11 Nov 2012)
- CF21 Investment Adviser (17 Sep 2007 to 31 Oct 2007)
Lloyds Bank PLC (no longer approved here)
FRN 119278
- CF30 Customer (1 May 2011 to 15 Sep 2011)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.