Nicholas Michael Caplan

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Vitality Corporate Services Limited
FRN 461107
- Director of firm who is not a certification employee or a SMF manager (since 26 Nov 2025)
- CF2 Non Executive Director (8 Jun 2017 to 8 Dec 2019)
Vitality Health Limited
FRN 400057
- Director of firm who is not a certification employee or a SMF manager (since 10 Dec 2018)
Vitality Life Limited
FRN 675028
- Director of firm who is not a certification employee or a SMF manager (since 10 Dec 2018)
Covéa Life Limited (no longer approved here)
FRN 202178
- Director of firm who is not a certification employee or a SMF manager (10 Dec 2018 to 31 Jan 2023)
Covea Insurance plc (no longer approved here)
FRN 202277
- Director of firm who is not a certification employee or a SMF manager (10 Dec 2018 to 31 Jan 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.