Neil Andrew Freshwater

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aviva Insurance Limited (no longer approved here)
FRN 202153
- [FCA CF] Significant management (25 Apr 2025 to 6 Mar 2026)
Endsleigh Insurance Services Limited (no longer approved here)
FRN 304295
- CF2 Non Executive Director (1 May 2014 to 31 Dec 2016)
AXA XL Underwriting Agencies Limited (no longer approved here)
FRN 204848
- CF1 Director (AR) (24 Jun 2009 to 20 Nov 2012)
- CF1 Director (30 Oct 2007 to 20 Nov 2012)
Catlin Risk Solutions Limited (no longer approved here)
FRN 461880
- Employed By (24 Jun 2009 to 20 Nov 2012)
AXA XL Insurance Company UK Limited (no longer approved here)
FRN 423308
- CF1 Director (30 Oct 2007 to 20 Nov 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.