Naomi Ellen Cross

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

QUILTER FINANCIAL SERVICES LIMITED
FRN 440703
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 15 Feb 2024)
- CF30 Customer (since 10 Feb 2024)
David James Wealth Limited
FRN 771834
- Employed By (since 12 Feb 2024)
Quilter Financial Advisers Ltd (no longer approved here)
FRN 452529
- (478)Employed By (10 Feb 2024 to 12 Feb 2024)
St. James's Place Wealth Management Plc (no longer approved here)
FRN 195351
- CF30 Customer (24 Jan 2023 to 6 Dec 2023)
- Appointed representative dealing with clients for which they require qualification (14 Nov 2022 to 6 Dec 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.