Michelle Christine Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Lifetime Equity Release Ltd (no longer approved here)
FRN 936736
- [FCA CF] Functions requiring qualifications (1 Aug 2022 to 16 Oct 2023)
HL Partnership Limited (no longer approved here)
FRN 303397
- Appointed representative dealing with clients for which they require qualification (28 May 2021 to 29 Jul 2022)
TenetConnect Limited (no longer approved here)
FRN 149826
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 17 Jun 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.