Michael Paul Cumbers

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Ten Insurance Services Limited
FRN 314593
- CF1 Director (AR) (since 8 May 2015)
Absolute Risk Solutions (UK) Ltd
FRN 689174
- (1)Employed By (since 30 Apr 2015)
Absolute Risk Solutions (EA) Ltd (no longer approved here)
FRN 975625
- (1)Employed By (17 May 2022 to 9 Apr 2025)

Updates to this individual's record on the FCA register.

9 hours ago
controlled function removed: Employed By at Absolute Risk Solutions (EA) Ltd
9 hours ago
controlled function added: (1)Employed By at Absolute Risk Solutions (EA) Ltd

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.