Michael Norwood

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

The Right Mortgage Limited
FRN 649443
- CF1 Director (AR) (since 26 Mar 2025)
COGENT SERVICES LTD
FRN 1029820
- Employed By (since 26 Mar 2025)
Horizon Vehicle Management Limited
FRN 929035
- Responsible for Insurance Distribution (since 5 Feb 2022)
- SMF3 Executive Director (since 11 Jan 2022)
- Director of firm who is not a certification employee or a SMF manager (since 20 Aug 2020)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.