Michael Lyons

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Steve Davies Independent Mortgage Services Ltd (no longer approved here)
FRN 942541
- (1)[FCA CF] Functions requiring qualifications (19 Nov 2021 to 20 Oct 2025)
TenetLime Limited (no longer approved here)
FRN 311266
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 11 Nov 2021)

Updates to this individual's record on the FCA register.

1 day ago
controlled function added: (1)[FCA CF] Functions requiring qualifications at Steve Davies Independent Mortgage Services Ltd

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.