Michael Callard

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Optin Ltd
FRN 599383
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- CF1 Director (14 Oct 2013 to 8 Dec 2019)
- Responsible for Insurance Mediation (14 Oct 2013 to 30 Sep 2018)
MOORHOUSE GROUP LIMITED (no longer approved here)
FRN 308035
- CF1 Director (AR) (21 Jun 2010 to 29 Oct 2013)
- CF3 Chief Executive (AR) (21 Jun 2010 to 29 Oct 2013)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.