Matthew Horan

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

VESTA FINANCIAL SERVICES LIMITED
FRN 955299
- Responsible for Insurance Distribution (since 5 Nov 2025)
- SMF3 Executive Director (since 6 Jul 2022)
The Right Mortgage Limited
FRN 649443
- CF1 Director (AR) (since 21 Jul 2022)
Vesta Mortgage Services Limited
FRN 825435
- Employed By (since 21 Jul 2022)
- Employed By (10 Nov 2018 to 15 Nov 2018)
First Complete Limited (no longer approved here)
FRN 435779
- CF1 Director (AR) (6 Oct 2016 to 5 Jul 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.