Laura Needham

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Lloyds Bank PLC
FRN 119278
- SMF5 Head of Internal Audit (since 30 Sep 2022)
Bank of Scotland plc
FRN 169628
- SMF5 Head of Internal Audit (since 30 Sep 2022)
SCOTTISH WIDOWS LIMITED
FRN 181655
- SMF7 Group Entity Senior Manager (since 30 Sep 2022)
Lloyds Bank General Insurance Limited
FRN 202091
- SMF7 Group Entity Senior Manager (since 30 Sep 2022)
St Andrew's Insurance Plc
FRN 202932
- SMF7 Group Entity Senior Manager (since 30 Sep 2022)
Lloyds Bank Corporate Markets Plc
FRN 763256
- SMF7 Group Entity Senior Manager (since 30 Sep 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.