Karina Schmitt Lund

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Bank of America, N.A. (no longer approved here)
FRN 124642
- CF30 Customer (25 Mar 2011 to 11 Apr 2013)
Morgan Stanley & Co. International Plc (no longer approved here)
FRN 165935
- CF30 Customer (1 Nov 2007 to 14 Aug 2009)
- CF21 Investment Adviser (12 Aug 2005 to 31 Oct 2007)
Novate Global Markets Limited (no longer approved here)
FRN 124624
- (126)CF21 Investment Adviser (3 Mar 2004 to 26 May 2005)

Updates to this individual's record on the FCA register.

1 day ago
controlled function added: (126)CF21 Investment Adviser at Novate Global Markets Limited

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.