Julie Ann Williams

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

First Complete Limited
FRN 435779
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 2 Aug 2021)
- CF1 Director (AR) (since 10 Jun 2021)
The Aberdeen Mortgage Brokers Ltd
FRN 946296
- Employed By (since 10 Jun 2021)
Lighthouse Advisory Services Limited (no longer approved here)
FRN 195199
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 22 Jul 2021)
- CF30 Customer (17 Aug 2018 to 10 Feb 2021)
Albyn Associates Financial Management LLP (no longer approved here)
FRN 220005
- (15)Employed By (17 Aug 2018 to 10 Feb 2021)
Bank of Scotland plc (no longer approved here)
FRN 169628
- CF30 Customer (9 Sep 2010 to 1 May 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.