Joanne Safo

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Cirencester Friendly Society Limited
FRN 109987
- Director of firm who is not a certification employee or a SMF manager (since 1 Nov 2025)
Pro MGA Solutions Ltd
FRN 770419
- CF1 Director (AR) (since 31 Mar 2022)
- CF3 Chief Executive (AR) (since 31 Mar 2022)
Lukango Ltd
FRN 971896
- (2)Employed By (since 31 Mar 2022)
MUNICH RE DIGITAL PARTNERS LIMITED (no longer approved here)
FRN 804106
- SMF3 Executive Director (27 Jan 2021 to 5 Aug 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.