Joanne Rebekah Cardwell

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Central England Co-operative Funeral Plans Limited
FRN 963168
- SMF3 Executive Director (since 17 Nov 2025)
- [FCA CF] Client dealing (since 30 Jun 2023)
- [FCA CF] Manager of certification employee (since 30 Jun 2023)
Wesleyan Assurance Society (no longer approved here)
FRN 110873
- CF16 Significant Mgt (Desgntd Investment Business) (26 Feb 2002 to 31 Jul 2003)
Wesleyan Unit Trust Managers Limited (no longer approved here)
FRN 175798
- CF16 Significant Mgt (Desgntd Investment Business) (26 Feb 2002 to 31 Jul 2003)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.