Joanne Howie

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

TRAVELERS UNDERWRITING AGENCY LIMITED
FRN 309113
- SMF3 (AR) Executive Director function (since 26 Jan 2026)
- Responsible for Insurance Distribution (since 1 Mar 2023)
- SMF3 Executive Director (since 1 Mar 2023)
Corvus Agency Limited
FRN 764660
- Employed By (since 26 Jan 2026)
Travelers Insurance Company Limited
FRN 202549
- [PRA CF] Key function holder (since 3 Nov 2023)
- SMF16 Compliance Oversight (1 Mar 2023 to 23 Aug 2023)
- [FCA CF] Significant management (5 Sep 2022 to 31 Dec 2022)
Travelers Syndicate Management Limited
FRN 204960
- [PRA CF] Key function holder (since 3 Nov 2023)
- [FCA CF] Significant management (since 5 Sep 2022)
- SMF16 Compliance Oversight (1 Mar 2023 to 4 Jul 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.