Joanne Elizabeth Tester

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Golden Charter Limited
FRN 965279
- CF1 Director (AR) (since 11 Dec 2025)
Abbey Funeral Services Limited
FRN 981477
- (1)Employed By (since 11 Dec 2025)
- (1)Employed By (23 Aug 2022 to 4 Aug 2025)
Ecclesiastical Planning Services Limited (no longer approved here)
FRN 958152
- CF1 Director (AR) (23 Aug 2022 to 4 Aug 2025)

Updates to this individual's record on the FCA register.

18 hours ago
controlled function removed: Employed By at Abbey Funeral Services Limited
18 hours ago
controlled function added: (1)Employed By at Abbey Funeral Services Limited

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.