Joanna Rachel Beresford Montclare

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Petcover EU Limited (no longer approved here)
FRN 747757
- CF1 Director (AR) (31 Jan 2022 to 1 May 2026)
Allianz Insurance Plc (no longer approved here)
FRN 121849
- CF1 Director (AR) (4 Jan 2013 to 23 Sep 2022)
PET-ID MICROCHIPS LTD (no longer approved here)
FRN 592607
- (1)Employed By (4 Jan 2013 to 1 May 2026)

Updates to this individual's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.