Joanna Kate Vijay

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Cornerstone Finance Group Ltd
FRN 767202
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 13 Dec 2024)
Mortgage Advice Bureau (Derby) Limited (no longer approved here)
FRN 466154
- Appointed representative dealing with clients for which they require qualification (11 Nov 2024 to 13 Dec 2024)
Mortgage Advice Bureau Limited (no longer approved here)
FRN 455545
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 11 Nov 2024)
St. James's Place Wealth Management Plc (no longer approved here)
FRN 195351
- CF30 Customer (20 May 2014 to 30 Jun 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.