Janine Curtis

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Stonebridge Mortgage Solutions Ltd
FRN 454811
- 21. Advising or arranging (bringing about) equity release transactions
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 8 Aug 2025)
Openwork Limited (no longer approved here)
FRN 408285
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 31 Jul 2025)
- CF30 Customer (26 Jul 2010 to 17 Jun 2021)
Connect Financial Solutions Limited (no longer approved here)
FRN 621152
- Employed By (7 Oct 2015 to 17 Jun 2021)
T.P. Smith and Associates LLP (no longer approved here)
FRN 216502
- (1)Employed By (3 Nov 2014 to 7 Oct 2015)
Horizon Financial Solutions (no longer approved here)
FRN 216150
- Employed By (16 Jun 2011 to 17 Jun 2021)
Challenger Financial Services (no longer approved here)
FRN 214895
- Employed By (26 Jul 2010 to 17 Jun 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.