Jan Biddulph

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Acorn to Oaks Financial Services Ltd
FRN 486131
- Responsible for Insurance Distribution (since 27 Feb 2025)
- SMF3 Executive Director (since 27 Feb 2025)
Ten Insurance Services Limited (no longer approved here)
FRN 314593
- CF1 Director (AR) (17 May 2011 to 3 Apr 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.