James Michael Over

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Winstree Financial Services Ltd (no longer approved here)
FRN 810624
- Appointed representative dealing with clients for which they require qualification (25 Oct 2024 to 28 Jan 2025)
Responsible Life Limited (no longer approved here)
FRN 610205
- [FCA CF] Functions requiring qualifications (5 Apr 2022 to 23 Dec 2023)
Nationwide Building Society (no longer approved here)
FRN 106078
- [FCA CF] Functions requiring qualifications (7 Mar 2016 to 15 Jan 2022)
QUILTER FINANCIAL SERVICES LIMITED (no longer approved here)
FRN 440703
- CF30 Customer (18 Oct 2012 to 22 Feb 2013)
Personal Touch Financial Services Limited (no longer approved here)
FRN 187834
- CF30 Customer (6 Dec 2011 to 19 Oct 2012)
Bright Mortgage Advice Ltd (no longer approved here)
FRN 409365
- Employed By (6 Dec 2011 to 19 Oct 2012)
RLUM Limited (no longer approved here)
FRN 144032
- CF30 Customer (11 Sep 2009 to 29 Oct 2011)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.