James Gardener

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Hyundai Capital UK Limited
FRN 581186
- SMF4 Chief Risk (since 13 Jun 2024)
Santander Consumer (UK) Plc (no longer approved here)
FRN 444327
- [FCA CF] Manager of certification employee (6 Apr 2023 to 11 Apr 2024)
- [FCA CF] Significant management (6 Apr 2023 to 11 Apr 2024)
Stellantis Financial Services UK Limited (no longer approved here)
FRN 660010
- SMF4 Chief Risk (23 Jun 2021 to 3 Apr 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.