James Anthony Winter

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Severn Trent Retail and Utility Services Limited
FRN 310729
- CF3 Chief Executive (AR) (since 10 Oct 2025)
- SMF3 Executive Director (since 14 Jul 2021)
- SMF29 Limited scope function (limited scope SMCR firms only) (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 May 2019)
- CF1 Director (AR) (since 25 Mar 2019)
- CF8 Apportionment and Oversight (1 May 2019 to 8 Dec 2019)
Severn Trent Water Ltd
FRN 407251
- (1)Employed By (since 25 Mar 2019)
Severn Trent Property Solutions Limited
FRN 587346
- (1)Employed By (since 25 Mar 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.