Ines Maia Santos

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

PREPAID FINANCIAL SERVICES LIMITED (no longer approved here)
FRN 751697
- SMF16 Compliance Oversight (1 Sep 2024 to 31 Jan 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Sep 2024 to 31 Jan 2025)
Fluro Capital Limited (no longer approved here)
FRN 930799
- SMF16 Compliance Oversight (9 May 2022 to 1 Sep 2023)
- SMF17 Money Laundering Reporting Officer (MLRO) (9 May 2022 to 1 Sep 2023)
Fluro Platform Limited (no longer approved here)
FRN 723151
- [FCA CF] Significant management (31 Dec 2019 to 31 Aug 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.