Heather Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

AXA PPP Healthcare Limited
FRN 202947
- Responsible for Insurance Distribution (since 13 Mar 2024)
- SMF1 Chief Executive (since 13 Mar 2024)
Health-on-line Company UK Limited
FRN 308776
- Responsible for Insurance Distribution (since 13 Mar 2024)
- SMF9 Chair of the Governing Body (since 13 Mar 2024)
The Permanent Health Company Limited
FRN 310293
- SMF9 Chair of the Governing Body (since 13 Mar 2024)
AXA Health Limited
FRN 932948
- SMF1 Chief Executive (since 13 Mar 2024)
- Responsible for Insurance Distribution (since 13 Mar 2024)
Teachers Assurance Company Limited (no longer approved here)
FRN 202569
- SMF23 Chief Underwriting Officer (29 Jan 2019 to 31 Dec 2019)
Liverpool Victoria Insurance Company Limited (no longer approved here)
FRN 202965
- SMF23 Chief Underwriting Officer (29 Jan 2019 to 29 Sep 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.