Hayley Louise Millhouse

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Lumina Mortgages and Financial Planning Ltd
FRN 1019037
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- [FCA CF] Functions requiring qualifications (since 12 Jun 2025)
- SMF3 Executive Director (since 12 Jun 2025)
- [FCA CF] Client dealing (since 12 Jun 2025)
- Responsible for Insurance Distribution (since 12 Jun 2025)
- SMF16 Compliance Oversight (since 12 Jun 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 12 Jun 2025)
QUILTER FINANCIAL SERVICES LIMITED (no longer approved here)
FRN 440703
- CF30 Customer (21 Jun 2016 to 12 May 2017)
NatWest Markets Plc (no longer approved here)
FRN 121882
- CF30 Customer (10 Feb 2015 to 6 Mar 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.