Graham Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

WREN STERLING FINANCIAL PLANNING LIMITED (no longer approved here)
FRN 665653
- CF30 Customer (16 Mar 2015 to 19 Nov 2018)
Clydesdale Bank Plc (no longer approved here)
FRN 121873
- CF21 Investment Adviser (24 Mar 2006 to 2 Feb 2007)
- CF22 Investment Adviser (Trainee) (22 Aug 2005 to 24 Mar 2006)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.